Product: Essex Credit Loan Clear all filters (0 of 31 reviews match)
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Essex Credit - Worst Loan Experience Ever

I would not recommend these people to my worst enemy. If you can get financing elsewhere, do it. These people have taken nearly a month to process this loan, and it still is not done!
2.0
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Essex Credit Loan
#1058074
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Don't waste your time or the hard inquiry on your credit. I was trying to refinance a loan on my boat for a lower rate. I have never had a late payment on anything but in my life. Tried calling the person that was assigned my application twice before I received the...
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Essex Credit Loan
#806614
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I found Essex Credit through Costco - Essex Credit advetises low refinancing for boats. I wanted to lower my monthly payment. I am not upside down on my loan. After they take a hard look at your credit, causing your credit to drop, they say they'll do the loan ONLY...
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Essex Credit Loan
I didn't like
  • Is not upfront with rates or fees
  • That rates are a come-on
#650597
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I wish I would have read the reviews prior to attempting a boat loan with Essex. Like the others below I spoke with a sales rep via phone prior to actually submitting as I wanted to make sure they could meet the terms I was looking for. This was after leaving...
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Essex Credit Loan
#648120
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Essex Credit Loan Review

Going through the process right now for a boat loan. Have already paid over $300 for the inspection, and cannot get a hold of our loan officer Linda Ramirez. She won't return phone calls or emails. Tomorrow we will speak to her supervisor to see if that gets us anywhere. I've never experienced such horrible customer service in my life!
Product
Essex Credit Loan
#636179
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I was approved for my $250K RV loan very quickly, but I can't get my rep to return my calls. Day after day, I try to reach Linda Ramirez and always get her answer machine. I leave messages for her (their office is in San Ramon, California), but after 1 week, I still...
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Anonymous
Anonymous

You want to borrow a quarter of amillion dollars to buy an RV.YOU ARE DUMBER THAN A BAG OF HAMMERS.

3.7
Product
Essex Credit Loan
I liked
  • Computer based application
I didn't like
  • Lack of communication
  • No customer service at all
#634774
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Pre-approval through Costco membership (quick) signed sales agreement for RV, submitted paperwork. It has now been over 3 weeks. Numerous attempts to contact loan officer (Linda R.) via email and phone with only a couple responses stating she will call with...
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1.5
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Essex Credit Loan
I didn't like
  • Deplorable customer service
#632489
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Applied for an RV loan through Costco and the finance company was Essex/Bank of the West. It was a very difficult process. First they took almost a month to process. At the end I found out they charge an origination fee like a mortgage. I was buying from a private...
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1.0
Cripple Creek, Colorado
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Essex Credit Loan
#609231
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Essex Credit Loan Review

Worst customer service ever. Boat was a pain in the ***. Linda is a joke.
1.0
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Customer service
Diversity of Products or Services
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Essex Credit Loan
#606893
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i fill a application for a boat on January a ask him if a can finance a boat under my corp because one of the car company was fully pay .I personal support the loan to start the communication very poor finally after 1 month they sent to me a automatic email with a non...
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Essex Credit Loan
#604901
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